Job Description

Availa Bank

Description:

POSITION SUMMARY

This position is responsible for assisting lenders in assessing risk in the loan portfolio and ensuring strong compliance to loan policy as outlined by the bank.

PRIMARY RESPONSIBILITIES AND ACCOUNTABILITIES * Assist loan officers in the approval of credit and ensure proper risk rating per bank policy

• Make recommendations as to the inherent risks of extending credit to each customer
• Evaluation of risks associated with loan applications
• Risk must be understood and communicated to ensure credit exposure is kept to a minimum and in line with the organization\'s limit on risk bearing
• Analyze financial information, such as statements, management accounts and cash flow statements
• Develop models of credit information to predict patterns and trends
• Maintain credit financials for proper documentation and to ensure closed files are pulled, stored and/or destroyed per policy

Requirements:

ROLE QUALIFICATIONS:

Education

• Bachelor\'s degree in Finance/Business Administration or related field preferred or an equivalent of combined education and relevant work experience

Experience

• Accounting or banking experience preferred
• Experience with Agriculture loan policies and procedures required

Other Skills and Abilities

• Strong background, or an ability to learn, principles in risk management
• Strong math skills; add, subtract, multiply and divide in all units of measure
• Exceptional oral, written and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, understand procedures, write reports and correspondence, speak clearly to customers and employees
• Exceptional organizational and time management skills; ability to function well in a fast-paced environment
• Travel to/from and work in multiple locations
• Must have a valid driver\'s license and reliable transportation

PM21

PI221993424

Availa Bank