Job Description

Who We Are

Cadence is committed to serving the lifelong needs of our customers. That\'s a commitment made possible by our exceptional teammates. Our team members are what set us apart. Friendly, open, personable and committed to excellence, our teammates make up more than just a bank \xe2\x80\xa6 they make up our communities.

No matter where you are in life or where you\'re going, we may have the right career for you.

Competitive Benefits

Cadence offers a competitive and comprehensive benefits package centered on the well-being of our teammates. Some of our benefits include medical, dental, vision, employee assistance program, life insurance, 401(k), Retirement Pension Benefits, parental leave, tuition reimbursement, and more.

What The Role Is
The Escrow Specialist is responsible for the maintenance of tax and insurance records on
mortgaged properties and accurate and timely payment of real estate taxes and insurance on
escrow and non-escrow accounts. Escrow Specialist monitors the work of out-sourced tax and
insurance vendors, processes all disbursements for customer escrow accounts and provides
assistance in resolving tax and insurance related issues. Escrow Specialist processes mail, faxes,
and emails pertaining to current bills and researches issues for customers.

How You will Make an Impact
\xe2\x97\x8f Analyzes escrow sufficiency to make sure escrowed funds are sufficient to make required payments
\xe2\x97\x8f Update tax and insurance lines on the mortgage servicing system in order to maintain accurate records for delinquent non-escrowed loans obtain delinquent tax amounts in a timely manner so taxes can be paid to prevent a tax sale.
\xe2\x97\x8f Works with Loss Mitigation Specialists to ensure modification plan guidelines for setting up tax lines, paying taxes, and establishing an escrow account are done timely and within Compliance guidelines.
\xe2\x97\x8f Manually requests tax and insurance bills, track critical dates, and make payments if not disbursed electronically.
\xe2\x97\x8f Execute payments for taxes and insurance both in batch single processing modes accounting to the renewal and installment due dates for the particular payee. Payment processing includes: taxes to avoid incurring interest or penalties, homeowners insurance which includes hazard, flood and wind, and private mortgage insurance
\xe2\x97\x8f Sets up new tax payers or makes changes upon request.
\xe2\x97\x8f Update action & follow up in the mortgage servicing system.
\xe2\x97\x8f Weekly reporting to management.

Who You Are
\xe2\x97\x8f Excellent verbal and written communication skills
\xe2\x97\x8f Proficient in the use of Microsoft office and their associated suite of product
\xe2\x97\x8f Strong research, analytical, and organizational skills
\xe2\x97\x8f Ability to multitask while meeting strict deadlines
\xe2\x97\x8f Outstanding time management
\xe2\x97\x8f Sound decision making skills
\xe2\x97\x8f Previous experience with accounting and reconciliation a plus

The information on this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.

Cadence Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, age, sex, sexual orientation, gender identity, disability, veteran status, genetic information or any other status protected under applicable local, state or federal nondiscrimination laws.

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